WestPark Team
Joshua Evan Krutoy CLU®, CASL®, RICP®, CFP®, ChFC®
Partner and Private Wealth Advisor
Josh is a native Washingtonian, and graduated from Penn State University in 2003 with a degree in Finance and International Business. Josh knew early on in his college studies that he wanted to work directly with individuals and businesses; rather than going down the corporate finance route. Founding WestPark Financial has allowed him to reach his goal of positively impacting the lives of others while creating lifelong relationships.
Josh and his wife, Courtney, now live in Cabin John, Maryland with their three children – Elet, Nevin, and Danica. They enjoy being able to walk to the C&O Canal, as well as the convenience of having DC’s culinary treats right down the street. Josh and his family spend their summers in Virginia Beach, where the salt air recharges their batteries.
John R. Isaac CLU®, ChFC®, CASL®, RICP®
Partner and Private Wealth Advisor
Professional- Northwestern Mutual 1986-Present
Northwestern Mutual Awards
Gold Runner Up 1989 Annual Meeting
Eastern Region Silver Runner Up 1988
Gold Leader Eastern Reg 1989
NMIS MVP qualifier 2006 & 2007
Forum Qualifier 2017 & 2019
Professional Designations: CLU® 2001, ChFC® 2003, CASL® 2006, RICP® 2015.
EDUCATION - History and Political Science Double Major and Business Minor from Frostburg State 1979. Cum Laude and member of Honor Fraternities in both majors. Attended Covenant College (Lookout Mt, TN) 1975-1977 on partial Cross Country scholarship and played 2 years varsity baseball.
CIVIC INVOLVEMENT - 1992 Graduate of Leadership Howard County and member of Board and active in Alumni program. Chair of Sub comm. “This Just IN” Program Committee. Sits on Financial Sustainability Task Force.
Past Chairman of Howard County YMCA, as well as Membership Chair, and Finance Chair 1993-1995.
Building Committee Member, Columbia Presbyterian Church. 1991-1995.
Worship Music Leader, Columbia Presbyterian Church 1990-1999. Mt Airy Presbyterian Church 2009-present.
Men’s Fellowship Director 2009-2018.
Softball Coach - Varsity Head Coach Chapelgate Christian Academy 2004-2019, 2006 Washington Post High School Coach of the Year Howard County. 2012 & 2013 HCYP rec league Champions.
Basketball Coach (10 years 2001-2010) - Asst Coach Varsity Women’s Basketball (2002-2010), Chapelgate, JV Head Coach 2001. Fall Season Varsity Head Coach 2003. National AAU Head Coach Maryland Flames 2002. Varsity won 2 conference championships and 5 Md Christian School Tournament championships in that tenure.
Alina joined WestPark financial in 2012. She specializes in advanced financial planning with a focus on retirement strategies. She enjoys maintaining and cultivating client relationships she has built during her tenure with the practice and strives to bring value to every interaction.
Alina brings extensive financial experience from her prior position as an accountant. During her early days at WestPark, she focused on risk and client relationship management and has organically transitioned to working on investments and financial planning matters as the practice evolved.
Alina earned CFP® and CLU® certifications. She also holds Series 7, 6, and 63 FINRA Registrations and Life and Health License.
Alina grew up in the Far Eastern part of Russia where she received her education in Russian law. She enjoys reading classical literature and psychology, experimenting with international cuisine, long nature walks, and dancing ballet at the local studio. She lives in Chantilly, VA with her daughter Vivian and husband Jason.
Ryan Gravley joined the practice in January 2018. Ryan holds the CERTIFIED FINANCIAL PLANNER™ and Chartered Financial Consultant (ChFC®) designations, as well as the Series 7, Series 6, Series 66 FINRA registrations and Life & Health insurance licenses. Ryan graduated from Emory & Henry College in Southwest Virginia where he was Point Guard and team Captain of the basketball team, and a double major in Business along with Sports Management. In his spare time, Ryan also coaches basketball in Charlotte, NC where he now calls home. Ryan enjoys traveling, live music, playing golf, and attending various sporting events. Ryan is excited to be a part of such a great team and looks forward to helping you!
Sara Laughton joined our practice in June 2020 as Director of Insurance Operations. Over the past several years, Sara has streamlined the insurance underwriting process for our clients with Northwestern Mutual. Sara’s relationship with my team and indirect support of our clients began over a decade ago, where she led new business case management including contracting and licensing operations for a local insurance brokerage and financial planning firm. Sara’s knowledge of underwriting and experience navigating the nuance of product, processes and medical risk evaluation with leading carriers provides our clients with deep insight and a consultative expertise. Sara holds her Life, Health License and is driven by excellence in offering our clients guided support throughout the application administration as well as in servicing policy changes and billing inquires. Sara grew up in Northern Virginia and is a proud Hoosier, receiving her B.A. in Psychology and B.A in Classical Civilization from Indiana University, Bloomington. In her free time, you can find Sara and her husband Carl caring for their beautiful growing twins, Kora and Ronan who arrived with a bang in 2022! Sara loves yoga, hiking, movies and exploring local breweries with her family, friends and beloved dogs Lily and Chuck!
David Pearl-Schwartz brings 2 years of experience with Westpark following his time working as an independent advisor and as a program manager in the mental health field. He specializes in working with those on their journey to financial independence and brings a steady perspective to ensure finances are a source of strength.
Outside of the office, you will find David rock climbing, at a concert, or traveling with his wife, Allison.
Kelly has held several positions in the customer service realm before coming to work at Northwestern Mutual. She was a Point of Sale installation specialist at NCR, responsible for making sure that the postal service locations had the proper equipment and their employees were trained and ready to open their doors for business. Kelly is no stranger to Northwestern Mutual. Before she came to work for John in April of 2016, she supported several other financial representative in various capacities. Her responsibilities include scheduling and managing John's calendar, meeting preparations, customer service and marketing.
Kelly attended Illinois Central College, where she earned an Associate’s Degree in Business Administration. During her time off, Kelly volunteers at her local Kiwanis Club, loves to travel and enjoys spending time with her husband and family.
Tyler Hurd joined the team in 2022 as our Director of Investments. He has his Series 7, 63 FINRA registrations and Life and Health licenses. After Graduating from Virginia Military Institute in 2017, Tyler spent 4 years as a trade show coordinator, before joining Northwestern Mutual in 2021. Tyler brings a passion for investments to the team as he helps our clients manage their assets, maximize their tax efficiencies, and plan for their futures. When he's not relentlessly scrolling MarketWatch, Tyler enjoys travelling with his fiancé, taking care of his many tropical fish, or getting lost in a good book.
Andrea Mendoza joined the WestPark team in August 2018 and has her Life and Health license. Prior to joining my team, Andrea worked for our Managing Director and handled Operations in our Tysons office. Andrea previously managed the insurance side of the practice but is now the Director of Client Relations. She looks forward to working directly with you and is thrilled to be part of the team!
Andrea grew up in Ashburn, VA and loves the diversity the DMV area has to offer. Andrea is a polyglot, speaking English, Spanish, and Portuguese. She’s also an active volunteer in the Portuguese community, hoping to make a difference in people’s lives. In her spare time, Andrea enjoys heading up to Massachusetts to see family, taking her dog on adventures, and trying different types of cuisines.
David Ross is the newest member of WestPark Financial, joining us in December 2022. David has the Series 6, Series 7, Series 63 FINRA Registration and Life & Health Insurance licenses. David graduated from Penn State and worked as a PGA golf professional before joining Northwestern Mutual in early 2022. When he is not golfing, David enjoys spending time with his golden retriever, Birdie, and his fiancée, Kaitlin. David is an enthusiastic and dynamic advisor eager to help you achieve your financial goals.
Debbie has worked in a variety of fields, including insurance, commercial real estate lending and music. She worked for John from 1988 until 1994, and returned in 2019 to a new century of expertise and improvements in financial planning. Her responsibilities include illustration support, meeting preparation and follow-up, client service, and administrative support.
Debbie holds Bachelor and Master of Music degrees in Piano Performance from the University of Maryland in College Park. She also teaches piano privately and is on staff as pianist at UMBC and Howard Community College, where she coaches students and performs on a regular basis.